All these while, i received phishing scam from scammer who claimed they are Maybank, Public Bank and CIMB Bank. Most of the time, they will provide you a link / URL and ask you login through the provided link. Do you realized that it can be easily recognize that is a phishing scam by the provided link? Read below phishing spam content, and look at the provided link, do you see it is the ordinary link – www.maybank2u.com.my? Obviously not!

Sender :M2U <info@ahliveify1.com>

Subject : Maybank – WARNING (Account Closed)

Dear Maybank Customer,

Your account has been blocked for security reasons after we discovered some security problems in your account. You are hereby required to immediately restore your account as revoked accounts will be terminated till further notice. We are sorry for any inconvenience caused as your privacy is our topmost priority.

http://www.m2u-accrestore.com/M2ULogin.htm

Sincerely,

Maybank Group

Today, i received a lot of spam from one of my blog site, either in spam comments or in email. And i have to force closing the post comment to stop it. But for email, i had marked it as spam, and Yahoo did a great job for me.

Here you go the contents, so please be aware and not to reply to this email scam.

Dear Winner,

Yahoo Incorporated in conjunction with Microsoft Incorporated wish to congratulate you over your email address\’s success in this 2010 development fund. Your email address emerged as one of the forty five final recipients of a cash grant/donation of US$380,000 to salvage your finances and to develop your community in this new year. This cash grant is a gift and you will never be required to pay it back.

This financial bailout plan is faunded by G8, United Nations Agencies, Economic Development Organizations and Regional Unions which include the African Union (AU), Asia Cooperation Dialogue (ACD), European Union (EU), Union of South American Nations (UNASUR), North American Union (NAU) etc in an effort to reduce the impact of food and financial crisis around the world. The leaders of these organizatioans and Unions met in the G8 2010 Development Summit in New York, United States of America and made donations for this programme. Yahoo and Microsoft were engaged to carry out the task of conducting the email balloting and to subsequently pay winners.

This is the first time this program is taking place. Note that all participant\\\\\\\\\\\\\\\’s email addresses were selected randomly from all countries of the world through a random asampling and your email address is attached to file reference number (YM-21-1-1) that emerged as one of the lucky numbers that won the sum of three hundred and eighty thousand U.S. Dollars (US$380,000).

Our method of payment is through the issuance of a bank draft that can be cashed in any of the international banks in your country. Your payment falls within our Thailand representative office and it is from there you will make your claim. To file for your claim,

please contact our coordinator, Mr. Robin Alexander, on this email:

Email: coordinator2010@windowslive.com

Provide him with the below details to enable him verify and issue you the bank draft:

Full Names:

Residential/Official Address: (Not P. O. Box)

City:

State:

Postal Code:

Country:

Winning Email Address:

Telephone Number:

Occupation:

Age:

Sex:

The above information is to be emailed to our coordinator, on the above given email, who is responsible to pay you. As a security measure, you are asked to keep your winning information confidential until you have made your claim. This is mainly to avoid putting up a double claim with your winning information which will result to the cancellation of your cash grant. On behalf of myself and all staff of Yahoo Incorporated and Microsoft incorporated, I say congratulations once again.

Your sincerely,

Mr. David Williams.

(President: Yahoo – Msn Online Draw)

This few days, i almost received this same message everyday! And not once, but more than once a day! Again, another make money or get rich method that share by the “kindness” person.

Here you are the same email that i received EVERYDAY!!

SAYA MOHOM MAAF JIKA MASUK SPAM BUKAN…SEMUA KERJA KILANG,TAUKE KILANG KERAJAAN BOLEH JOIN

…

From:

bisnes2010 <dreamrich.net@yahoo.com>

SAYA MINTA MAAF JIKA MASUK SPAM…KALAU MASUK SPAM MUNGKIN KERANA TAK TERSENGAJA TIADA NIAT PUN UNTUK MASUK SPAM FOLDER ANDA.MAKLUMAT INI PENTING TERBUKA KEPADA KAKITANGAN AWAM,SWASTA,TAUKE KILANG,PEKERJA KILANG,TELEKOM MALAYSIA,PENSYARAH UNIVERSITI,BAHAGIAN HR,ORANG KAYA,JUTAWAN MASUK BISNES INI SEBAGAI HOBI OR MENGISI MASA LAPANG,KILANG PEMBUATAN DAN PENGANGGUR..BISNES INI JUGA BOLEH DILAKUKAN HANYA SEBAGAI HOBI KEW SAJA JE KEW UTK HILANG BORING KEW ATAUPUN MENAMBAHKAN PENDAPATAN SAMPINGAN…SAYA CUMA NAK KONGSI PELUANG PADA ANDA

ANDA TAJA CUKUPLAH 4 ORANG ANDA DAH DAPAT RM800..TAK SUKA LAGI?BAGAIMANA PLAK KALAU DOWNLINE ANDA MENAJA ANDA DAPAT RM80…TU KAN YANG ANDA NAK?INCOME BESAR TIADA MAINTAIN BULANAN,BOLEH BERTAHAN LAMA,CAWANGAN 1 DUNIA,KALAU TAK CAYA LAYARI 1WHP.NET..MODAL BARU RM200 UNTUK UBAH KEHIDUPAN ANDA..NAK LAGI?ANDA DAPAT PERCUMA PAKEJ JUNIOR BERMODALKAN RM50..SECARA TAK LANGSUNG ANDA TERIMA 2 KOMISEN DENGAN MEMPERKENALKAN WEBSITE INI..BONUS PENAJAAN RM200+BONUS PENAJAAN PAKEJ JUNIOR RM20=RM220..BONUS UNILEVEL PAKEJ JUNIOR RM5.MANAKALA BONUS UNILEVEL PAKEJ ADVANCE RM80 INDIRECT BAWAH DWNLINE ANDA..LEPAS ANDA DAFTAR N AKTIF SAYA NAK BERI ANDA SOFTWARE EMAIL COLLECTOR BERNILAI RATUSAN RINGGIT.OK TAK?SAMA ADA NAK PERCAYA ATAU TIDAK TERSERAH PADA ANDA..ANDA YANG TENTUKAN.

1) PELAN ADVANCE

KOD(A02) RM 200.00

100sms – RM20.00

500sms – RM90.00

1000sms – RM150.00

Tajaan Pertama (A): RM100 – dibayar (50%)

Tajaan Kedua (B) : RM100 – dibayar (50%)

Tajaan Ketiga (C) & Seterusnya (D)

- RM200 – dibayar 100%

Bila (C) Mendapat Downline

Anda dibayar 40% = RM80.00

Infiniti kebawah

daftar segera:

http://www.dreamrich.net/?ref=206

Here is another scam from the same sender, Dr. Razi (millionaire22@ymail.com), who earlier sent me the email on VemmaBuilder ( refer to post Make money online to more 40 country ) . Becareful guys!

Selamat Sejahtera

Jika anda ingin mengubah masa depan dan ingin ada perniagan sendiri

Sila daftar sebagai ahli e-dagang , Anda akan diberi tunjuk ajar bagai mana mahu memulakan perniaga internet yang SAH dan di daftarkan di Malaysia .

Long time i have not update this site, but it doesn’t mean i didn’t receive email scams during this period. Here is one i keep receiving and so annoying.

Email content:

CLICK HIRE : http://www.vemmabuilder.com/533468505/work

Free Register: http://www.vemmabuilder.com/533468505/work

Fastest Growing Team of 2010!
Thank you,
Dr. Razi

Monday, 17 May, 2010

which will bring you to vemmabuilder.com . Once again, i like to define it as scam. Reason? Simple as it is! If you found a way to make you rich without doing much work, would you like to share with anyone? You probably not!

Lately, after i publish a post about Red Island Cafe, i received an email from my friend. It is a compilation for all the scams. Some you might be familiar, while some, i have no idea at all. Let’s see what i received…

1. The Cafe Scams – Island Red Cafe & Stevens Corner

(strange, both in Pandan Indah) – Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but what’s the point when they run away? Stevens Corner, the famous indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden. Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future. If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them. Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire. You never know when they will run away.

2. Sunshine Empire<No longer in operation since busted by BNM>

This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building . They also have a showroom office at the ground level in the next building. 3 or 4 months ago, Singapore’s Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or  google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).

Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet. The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isn’t this quite strange ? At the end of the game, James Phang can just disappear from the Company
easily and claimed that he was just “employed”. Such trick always happened in scam businesses. Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed? They are all transfered away. It’s just an excuses not to  pay back to members and members are only paid “e-bonus-points” which is cashless. If they wish to
convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and “forced” to victimise other victims if they wish to get their monies back. And their victims will later transform to  vampires and the scam carries on…..

3. MobilWallet

This Company owned by 2 young men, Stanley & Rey Gan, office in Queens Avenue Park has collect multi-millions the last 2 years. Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few months ago and the members cannot do
anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies.

4. Water Business – Oxygenated and Alkaline Water Products

Some of these are bottled water and some are filters or equipment that  claimed the trick.. One of the better known Company that sold “oxygen” water is SITO (supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the
business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago. Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them. (Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware!!)

Alkaline Products – Can anyone explain how it can work for the body ? The stomach’s gastric liquid is so acidic that water of any pH that goes through it will not make any difference.

5. Car Fuel Booster – K-Link

K-Link, the famous scam MLM Company that sold the footpatch TAKARA, later the “cock-ring” and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them.. Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective.

6. Perfumery Products

(eg. Lampe Berger & Bel Air)(more details later). Lampe Berger is not so hot now in the neighbouring countries but there are still new victims every month in Malaysia . Must thanks to those who have contributed and kept the thread alive here in Kopitiam. Bel-Air have closed in Malaysia .. LB is almost zero in Singapore . This perfumery product from France with over 100 years history is just bottles and fragrance (check the factory’s website) but the Company marketing them in Asia claimed “aromatheraphy” products.
Hong Kong TVB aired a program that exposed their scam but their members claimed that HK’s TVB already apologised to them. Note that the biggest strenght in a MLM Scam is their members will go all way out to lie in order to defend for their Company. The reason is simple; these members fear that they will not be able to make their money back if the Company collapsed. Knowing that the Lampe Berger products are moving slow, they add a line of skincare products named Estebel, also claime to have over 100 years history
in France. (Hardly anymore Chinese newcomers, they are now tapping the Malays in Malaysia.)

7. Energy Products

(eg. stone pendants, bracelets, mattress and pillows). They use all sorts of gimmicks and demonstration to make you into believing them. They will do some tricks and demo to prove that these products really produce energy BUT is there any tricks in their demo? So what if there really produce energy; is it good or strong enough to help the body? The effect is actually PLACEBO which I will elaborate in a new thread soon. (More details later.)

8. Hi-Tech Products

Names like bio-tech, nano-tech that claimed millions of dollars of research involved, eg Bio-Young and XKL few years ago. Most of these will claimed a professor behind them (even with name and picture of a person) or used words like “U.S.A. formula”, “German Technology” or “Nanotechnology” and no further details (more details later). If you ask for more details like the professor or factory’s address, the answer will be “trade secrets”.

9. Investment Schemes<No longer in operation since busted by BNM>

SWISSCASH is the King of all. Swisscash is nearly over now but there are many similar and smaller ones that are still on. (Now, it’s closed or stopped paying back members.)

10. GoldQuest

This Company that claimed to be HK-based started with some non-value gold-plated coins that are sold for over RM2,000 have several names and changed products several times. QuestVacation, QuestNet, etc. They have several offices in Amcorp Mall, PJ and their key person (in fact, the owner), a Malaysian Indian was arrested last year in Indonesia for having involved in a very big Phillipines scam. Most of their overseas offices are closed or inactive but their Malaysia business is still hot, with some “energy” products. (Can someone please provide a link which showed the news that their boss was involved in a big scam in Philippines and was arrested in last year?)

11. Numerogy & Fortune Telling

A Company named Visible (new office at Auto City Prai) is using MLM to sell fortune telling classes using your birthday based on numerology fortune telling. Prpspects will be told that they need to buy a certain “number” between 1 to 9 in the form of pendants or bracelets made of stainless steel and sold from RM600 to RM20,000. Customers, or rather victims are mostly females from rural areas. Very hot in Penang now and a number of spin-off Companies have started.

12. MJ – Life

MJ-Life – This Company boost of a very big background with many many years of history which is NOT true. Their people or  associates may be long in business but nothing to do with their MLM launched recently. Why do I consider it a scam or bad? New members are told to pay a sum of money (up to RM1000) and you get NOTHING for it. You only get a membership can entitle you to enjoy all sorts of special price and discounts when you have medical check-ups in their centres. They will claim all those check-ups cost more if done elsewhere. It’s not true. Only the naive and those new to medical check-ups will fall victims to them. Most members who paid the money ended up with nothing.

13. Seaweed Venture Scams

1 such Company is located in Taman Maluri, Cheras. They will ask you to invest a few thousands ringgits for their venture of growing seaweeds in East Malaysia and you are guaranteed returns. To gain your confidence further, they will tell you your investment money is secured by “insurance” or “unit trusts” & “trustees”. When you ask for further documents to prove, they will give all sorts of excuses or just ignore you because they know they cannot get you. These Seaweed scam is one of the hottest now, warn all your friends about it before they are victimised.

14. MXM (Previously MGM)

This is a master scam among the younger group, very successful 2 or 3 years ago but since there moved to their big 10-storey office at Phileo Damansara and changed name to MXM, their business dropped. They collect members RM3,000 to RM4,000 with credit card monthly easy payment and in return you get a hospital benefits insurance from Pacific Insurance worth only a few hundred RMs together with some you-don’t-need medical check-ups from their associate Company Pathlab. Also talk about fitness, lifestyles  bullshit that is all worthless.

15. Gano Excel

This company from the north, a copycat of DXN selling Lingzhi capsules created a new Company called Gano iTouch to cash-in on the internet like e-Cosway after their Company went down the drain since the last 2 years, selling Linzhi and some no-value energy pendants and alkaline water gadgets. They provide free transport every weekend from KL to visit their Alor Star office.
16.NuLife (HK)

This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim. Since this case in the US leaked out and many Malaysians found out that the real boss in HK is a Steven Tang (he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way. Now they claim Malaysian partners cheated them and start a new Company in Malaysia . Watch out, this new Company will come out with some investment scheme idea that will get many to lose their money.
17. Arowana Fish Breeding

Oora from Germany , Biofuel (Kompleks Maluri) etc – These are some newer scams. Arowana fish venture ask you to invest some money and give you fixed return. Biofuel will tell you their Indonesia connections (just like Sunshine Empire before using Taiwan) & Oora from Germany(I never trust those cruel Germans) that market some bio-chips and a gadget that claims to give energy and therapeutic effects of accupunture, tai-chi, yoga, etc depending how you set the toy-like gadget, wear it on your body and you get the
effect later. They could not explain or provide any demonstration to prove their effectiveness. Only doctors and papers claim that I will never trust. The health effect is actually PLACEBO, which I will elaborate in a different thread.

Another scam that i received recently. Beware of it!

MR. ARMANDO JAVIER CORONEL
MANAGING DIRECTOR
BANCO PICHINCHA
ECUADOR.

Attn: Dear Friend,

I am Mr. Armando Javier Coronel, the branch manager of the Banco pichincha Condado Branch Ecuador. I got your information during my search through the Internet from a secured database. I am 46years of age and married with 3 lovely kids. It may interest you to know that I am a Man of peace and integrity but I do not know how you will feel about this proposal because you may be doubtful. But I want you to know that this proposal is genuine and authentic and you won’t have any course to regret should you confide and cooperate with me in this mutual ordeal.

I have packaged a financial transaction that will benefit both of us, as the branch manager of the Banco del Pichincha Condado Branch in Ecuador, it is my duty to send in a financial report to my head office here in the capital city Quito at the end of each year. In the course of the last year financial report, I discovered that my branch in which I am the manager made three million seven hundred and fifty thousand dollar [ $3,750.000.00USD] which my head office is not aware of it existence and will never be aware of. I have since place this fund on what we call SUSPENSE ACCOUNT without any beneficiary.

As an officer of the bank I can not be directly connected to this money, so this prompt my contacting you for us to work the transfer of the aforementioned fund into your desired bank account for our mutual benefit. I would entertain your swift suggestion prior to how you think we could share this fund after the successful transfer of same. But i think a fair share from my own perspective would be 60% of the funds to you since you would be the new benefactor while 30% of the fund would go to me then the remaining 10% would be set aside for any expensed we may incure during the transaction.

Note, any expenditure involved would be deducted as soon as you receive the wire of the funds. We could bind an agreement to this effect legally should the need arise because i want to be 100% transparent during the course of this transaction. There are practically no risk involved in this transaction as i would be overseeing the transaction myself with my discretion. All I need you to do is to present your self formally as the original depositor of this fund who made the deposit with our branch couple of years ago so that my Head office can order the transfer to your designated bank account after verification. I will send you the suspense account details which of course would be requested for by my colleages in the remittance department for verification.

I’m the only person that has the administrative Login to the suspense account, so as soon as i get your detailed information, i would inscribe all the necessary information of you to represent the suspense account. This would be seen by my colleagues in the remittance department of my bank during verification and they would have no option other then to approve the funds for immediate telegraphic transfer to your corresponding and desired account.

It would be my pleasure to have this transaction with you if only you would be ready, able to cooperate and confide in me. I shall inform you on the next step to approach the success of this transaction as soon as i receive your swift and positive response.

I shall eagerly look forward to your swift and positive response. Thank you so much for your anticipation.

Yours Sincerely,

Mr. Armando Javier Coronel
Managing Director, Banco pichincha Ecuador.

Read the news recently regarding the Island Red Cafe, where a number of investor lost their investment on it. Same goes to Steven Corner case, investment blame they get conned and cheated!

I just want to advise everyone that, there is not such investment that gives you return for more than 20%. Yes, some did, but do you think they would want to share with you?? If you found a formula that gives you 30% of return, why you want to share with others? Go get loan from bank, and you are sure that your return is much higher than the interest. But will this happen? Will see…..

Just found an ads on a website, which the owner gonna share how you can make USD2000 – USD2500 a week! Wow, that amazing! Why would this owner want to share his secret to get rich???

Well, the only reason is, EZWANG which means “WANG EZ KENA TIPU”. Think twice if you would like to sign up this program!

By the way, this is another program under VEMMA!

After some times, i received another email that taught me how to save my tax. Well, i have not start earning anything yet (at least i don’t receive any cheque or any amound of money being credited into my bank account). So, just ignore this email again.

Anyway, let see what was written in the email.

Boy, am I going to enjoy tax time!  I’m even looking forward to filing next April.  Heck, I might even
frame my tax return and hang it in my home office. That’s how big I think my refund’s going to be.

What cured my dread of the Form 1040?  Joining VemmaBuilder and reading a report written by Tax
Attorney Mary Sprouse.  According to her, the ultimate tax shelter is your own business.

Her tax information is so valuable, it wouldn’t be right not to share it.  Wait until you read the scoop
on the awesome tax benefits you’ll enjoy beginning the day you join me in my VemmaBuilder business.

Here are just some of the highlights of Mary’s report:

Mary writes, “Whether you build your business part- time or full-time, Sinkalan, you’ll enjoy tax
benefits no ‘wage slave’ ever did.  A small business is the little guy’s tax shelter.  Business owners get
tax benefits for all kinds of expenditures forbidden to employees.

When you’re the boss, instead of the employee, Uncle Sam picks up part of the tax check.  We’ve been
conditioned to share our profits with the government. Now you can share expenses, too.”

Mary Sprouse, the Tax Editor of MONEY magazine for six years, writes that if you’re actively building
your business:

“1. Previously nondeductible personal expenses can become wholly or partially deductible: even your home
or apartment, car, education, computer, meals, and entertainment.

2. Amounts you pay for your VemmaBuilder Membership and the cost to purchase qualified Pre-Enrollees from
a lead company or for other advertising are 100% deductible.  In fact, purchasing leads and
advertising proves you’re actively trying to build your business – a key factor looked at by the IRS in
determining deductibility.

3. You can pay family members a salary for working in your business.  This lets you shift income to
relatives in lower tax brackets.  The result: you reduce your family’s overall tax bill.

4. Travel and vacations can qualify in whole or in part as deductible business expenses.  For example, a
business meeting in Las Vegas can be written off, even if you make a nondeductible side trip to the
Grand Canyon.  That should take some of the sting out of that strip search at the airport.”

And that’s not all.  According to Mary Sprouse, there are plenty of other tax benefits you can enjoy by
owning your own VemmaBuilder home-based business. For more deductible details, First, go to:
http://www.vemmabuilder.com
1. Click on “VemmaBuilder Members and Pre-enrollees
click here to login”
2. Your Login ID is – 22957265
3. Your Password is – 55389
4. Then click on “Tax Benefits.”

“With all the extra write-offs,” Mary says, “you can actually earn less than you did punching a time clock
and still come out ahead after taxes.”

Take it from Mary, when you see your first tax return as a business owner, you’ll know becoming a
VemmaBuilder Member was the best tax-saving decision you ever made.

Why wait Sinkalan?  Start saving taxes today, by upgrading to Member NOW.  Go to:
http://www.vemmabuilder.com/upgrade/22957265/TC1